Professional Indemnity

Professional Indemnity insurance for EWS1 and FRAEW work has historically been difficult to obtain due to a combination of evolving guidance, heightened regulatory scrutiny, and the potential for large, systemic claims arising from cladding and fire safety issues. Insurers have faced significant uncertainty around liability, aggregation of claims, and retrospective exposure, which has led to restricted capacity, extensive exclusions, and substantially increased premiums.

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With long-standing experience in the professional indemnity market, efficacybroker understands how insurers assess these risks and what information is required to present them correctly. Our depth of industry knowledge, insurer relationships, and technical approach enable us to structure submissions that accurately reflect a client’s competence, controls, and scope of work — giving insurers the confidence to provide cover and giving clients the confidence that their insurance will respond when it matters most.